Is it me or has playoff football been astronomically exciting this year? Nearly every game has been closely contested and we’ve even had a few upsets thrown into the mix. It all makes me want to hop in my spaceship, turn on the hyperdrive and buzz over to attend the games in person. But on second thought, the brisk winter air at the outdoor stadiums wreaks havoc on my slime coat. I’d need to re-moisturize for at least one entire Earth week.
With all the excitement and big plays associated with these games, I’ve been further nourishing my football appetite by watching several channels dedicated to just sports. Part of their programming has included the Top 10 plays of the various games. I’m sure each of you have a favorite play, and my favorite by far is the touchdown run of over 98 yards by Bengals defensive end Sam Hubbard. What an excellent individual effort of cosmic proportions.
But the thing is, it was no “individual” effort at all, nor were any of the other top plays which were highlighted. Football is a team sport, so everyone on the teams who is making the big plays had a part in the individual successes. Take the Sam Hubbard play, for example. He would have never touched the ball if the rest of the defense didn’t hold strong during that play and swat the ball out of the quarterback’s hands for Hubbard to catch. Nor would it have happened without the excellent play calling of the coaches and the rest of the team who practices with the defense all week to fine-tune their skills. And let’s not forget the block further up the field during the run back, without which Sam probably would’ve been tackled prior to crossing the goal line.
As a credit union mortgage lender, you recognize the value of being a part of a strong team. In fact, it’s quite an extended team that’s needed to help a member with homeownership. At every step of the member mortgage lifecycle—from dreaming about homeownership through application through servicing for the life of the loan—many team members contribute to the success of making the dream of homeownership a reality. And let me tell you, the experts at myCUmortgage are great teammates to have, and they are just as grateful to have YOU as their teammate!
There is no doubt in my alien brain that if there was such a thing as a Top 10 Best Mortgage Plays, myCUmortgage and our partners would be featured quite a bit. I believe all our partner credit unions would agree with that. And for the credit unions who are not myCUmortgage partners, I have a special Top 10 list for you. As we all reacclimate ourselves to a purchase market, here are the Top 10 ways that our Credit Union Service Organization (CUSO) can help you become a great mortgage lender.
- Digital solutions and myCUmortgage expert support for every step of your members’ mortgage journey: Dream, Shop, Apply, Process, Move, Live—and keeping the relationship with you when they’re ready for their next mortgage.
- State-of-the-art member Point-of-Sale solution and digital Loan Origination System (LOS) to save on operating expenses, IT management, compliance and administration!
- Lightning-speed origination and processing tools, offering members a simplified, digital experience combined with self-serve ordering of verifications, including employment, income and asset verification tools to reduce member-supplied documentation for speedy approvals. Plus, an “affinity portal” connects the member, credit union staff, myCUmortgage experts and third-party affinity vendors on key loan details and milestones.
- A variety of mortgage options, including Government mortgages and Adjustable Rate Mortgages which both tend to be more popular in a purchase market.
- Solutions that help automate the process so Loan Officers can focus on building relationships with members.
- Onboarding and ongoing training for your mortgage teams to enhance their skills.
- A dedicated Partner Success Manager to support your mortgage growth strategies and goals.
- Servicing with both myCUmortgage expertise and an online portal to assist members throughout the life of the loan and direct new business back to you.
- Servicing experts who assist members when “life happens”—from happy milestones to unwelcome life changes and everything in between.
- Five-Star service for you and your members from knowledgeable myCUmortgage experts.
As your credit union prepares for the continuation of the current purchase market, make sure you have a great team in place. And if you’re looking for a mortgage MVP with which to partner, look no further than myCUmortgage. Together, we will be featured on the Mortgage Top 10 the whole year through.